$304,900
802 S 15TH Street, Palatka, FL 32177, Palatka, FL 32177
Burts Addition
- Price
- $304,900
- Beds / Baths
- 4 / 3
- Living area
- 2,070 sqft
- Year built
- 1900
- Type
- Residential
- Lot
- 0.32 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 67
- Elementary
- Moseley
- High school
- Palatka
$147/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive front porch overlooking the beauty of the front yard, and waving, passersby. This 2,000 plus square ft. home, boasts a large living room, real wood paneling and newer laminate flooring, with a stunning view of the beautiful wood staircase and railing! 4 bedrooms, and 3 full baths. 1st floor is a split floorplan, large owner suite, tub/shower combo bathroom, and walk in closet. The massive window was also a part of the original main church building. 2nd 1st floor bedroom also has a walk-in closet. 1st floor full hall bath, accented by a ''Retro'' full size shower. Enter to an ample size kitchen, with real wood cabinetry, and Corian surfaces. Nice breakfast bar peninsula accents this kitchen. Stainless steel range, microwave, and dishwasher finish top it off! Dining area, overlooking two level, screen porches, with awesome views of treelined rear yard. Have your morning coffee while viewing all the wonderful birds visiting daily! Follow the stairs to the large 2nd floor living spaces, nice landing area, and 2 bedrooms facing opposite sides of home with beautiful views. Lots of attic storage on either side of this floor. Double attached carport, and storage, top off the outside. Palatka is centrally located in NE Florida, with major airports, hospitals, and Florida east coast beaches, less than an hour away. Small town living at its best! Come give this home your personal touch, and a little TLC. I would love to have you be a part of our community and my hometown! Home underwent massive updates and remodel in 1990 by previous owners. Updated appliances, and new washer and dryer all convey. On demand natural gas hot water heater! A must see!
What to check on this one
- Verify roof age and get 4-point inspection—1900 home requires underwriter approval.
- Confirm flood zone designation via FEMA map; elevation certificate may be required.
- Check for polybutylene or cast-iron plumbing; hire plumber pre-offer if present.
- Inspect foundation, framing, and structural integrity given 126-year age.
- Verify all city utilities are active and functioning; confirm septic absent.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $243,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 2:35 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.