Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$130,000

1604 ARCADIA Drive 313, Jacksonville, FL 32207

Rose Creek Condo

Price
$130,000
Beds / Baths
2 / 2
Living area
1,155 sqft
Year built
1986
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$427/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
23

Beautifully renovated condo in the highly desirable San Marco area, offering a quiet and scenic setting with peaceful views of the water nature preserve and pool. This stunning unit has been completely updated from top to bottom, featuring all-new flooring, lighting, and a custom kitchen designed with style and functionality in mind. Move-in ready and beautifully finished, this is a rare opportunity to own a refined home in one of the area's most sought-after locations.

What to check on this one

  • Verify actual roof age and current insurance eligibility; get 4-point inspection if unknown.
  • Obtain condo milestone inspection report and SIRS status; review reserve fund adequacy.
  • Request HOA financial statements, board meeting minutes, and rental restriction policy.
  • Confirm exact flood zone via FEMA map; if AE/VE, obtain elevation certificate.
  • Review condo declaration for special assessments, lender approval requirements, and lease terms.
  • Inspect all plumbing materials; verify no polybutylene or cast-iron if pre-1995 era.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$675/mo
Property tax (1.1% eff., Duval Co.)$119/mo
Homeowners insurance (est.)$292/mo
HOA$427/mo
All-in monthly (est.)$1,513/mo

Loan $104,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PORTAL REALTY & PORTAL COMMERCIAL. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.