Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$149,900

00 BUMPY Road, Melrose, FL 32666, Melrose, FL 32666

Metes & Bounds

Price
$149,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.46 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
68

Beautiful Swan Lake. Enjoy the summer on this sand bottom lake which is great for swimming. Adjoining lot is available also for the same price. Property is high and dry and zoned R-1 for site built home. Easy commute to Gainesville or Orange Park. Located between the small picturesque towns of Melrose and Keystone Heights with plenty of shops and great restaurants without fighting traffic. Known as ''The Lake Region'' because its dotted with so many lakes, many with public access points for year round fishing and recreation.

What to check on this one

  • Verify actual flood zone with FEMA map and Putnam County—waterfront parcels often AE/VE
  • Confirm R-1 zoning allows your intended structure; obtain zoning letter from county
  • Get survey showing lot lines, elevation, and setbacks from water and property lines
  • Verify septic/well feasibility with Putnam County Environmental Health; test water if well exists
  • Check title for easements, restrictions, or liens affecting buildable area

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Putnam Co.)$137/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,207/mo

Loan $119,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MODERN REALTY OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Jun 26, 2026, 8:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.