Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$625,000

287 CAPTIVA Drive, Ponte Vedra, FL 32081

Kelly Pointe

Price
$625,000
Beds / Baths
4 / 3
Living area
2,677 sqft
Year built
2013
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$49/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
68
Elementary
Palm Valley Academy
Middle
Palm Valley Academy
High school
Allen D. Nease

$233/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Room to spread out, room to play, and room to make it yours, all in one of Nocatee's most charming neighborhoods! The BEST value for a 4 bdrm home in Nocatee!!! This Kelly Pointe home brings the space and charm with 4 spacious bdrms upstairs, 2.5 baths, a loft, office, and flex/dining room. Gorgeous hardwood floors warm up the main living spaces, & the open layout makes everyday life feel easy, from busy school mornings to movie nights & holiday hosting. The kitchen is ready for real life & entertaining, w/a large island, 42'' maple cabinets with crown molding, stainless steel appliances, & a butler's pantry. Newer dishwasher and refrigerator (2021), plus A/C units replaced in 2021 and 2025 and water heater replaced in 2024 offer added peace of mind!! A cozy gas fireplace adds the perfect touch to the main living area. Out back, the oversized partially fenced yard overlooks the preserve and is ready for your dream setup: POOL, outdoor kitchen, playset, corn hole, or all of the above. Kelly Pointe is a charming Nocatee neighborhood of just 180 homes featuring two playgrounds, green space, and direct golf-cart access to Nocatee Town Center, shops, dining, parks, and resort-style amenities. Residents enjoy miles of trails, water parks, sports courts, community events, and convenient access to St. Johns County schools and major commuter routes.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment before closing.
  • Confirm A/C units (2021, 2025) and water heater (2024) warranty coverage details.
  • Review HOA docs for Kelly Pointe rental restrictions if applicable.
  • Obtain flood zone determination; request elevation certificate if AE/VE zone.
  • Inspect roof age/condition; confirm insurer will cover post-2013 installation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,243/mo
Property tax (1.1% eff., St. Johns Co.)$573/mo
Homeowners insurance (est.)$365/mo
HOA$49/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,397/mo

Loan $500,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.