Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

517 MILLHOUSE Lane, Orange Park, FL 32065, Orange Park, FL 32065

Oakleaf Plantation

Price
$400,000
Beds / Baths
5 / 3
Living area
2,570 sqft
Year built
2004
Type
Residential
Lot
0.3 ac
Garage
2
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
68

$156/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this spacious 5-bedroom, 3-bath residence located in the highly desirable Piedmont at Oak Leaf Plantation community. This well-maintained home features updated flooring, fresh paint throughout, and a new roof installed in 2023, New Downstairs AC; offering peace of mind and modern appeal. Designed with both comfort and functionality in mind, the home boasts a dedicated dining room perfect for gatherings and a split-bedroom floor plan that provides added privacy. Generously sized living spaces make this home ideal for entertaining or everyday living. Enjoy all the benefits of a sought-after neighborhood while having room to grow in this beautifully refreshed home. Don't miss the opportunity to make it yours!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Request HOA docs for Oak Leaf Plantation, including rental restrictions.
  • Inspect 2023 roof installation paperwork and warranty details.
  • Verify new AC unit warranty and service history documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., Clay Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,909/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.