Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$375,000

97 ZACHARY Drive N, Jacksonville, FL 32218

Hidden Lake Estates

Price
$375,000
Beds / Baths
3 / 2
Living area
1,930 sqft
Year built
2004
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$114/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
68

$194/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your beautiful turnkey home - ready for you to enjoy. Seller offering up to $5,000 closing cost concession with full price offer. New Roof installed in 2020 per permit. Split floor plan with three bedrooms and two full bathrooms. No carpet in the house. Quartz countertops in the kitchen. Kitchen appliances are stainless steel 2023. Walk in pantry in kitchen plus lots of shelving. So many additional features inside and outside of the home. Welcoming covered, front porch. Relax on your patio as you enjoy your beautiful backyard. You have the luxury of a living room, dining room and large family room. The owner's suite bathroom boasts double sinks, shower and soaking, jetted tub. The large owner suite bedroom has two walk in closets - his and hers The home has a laundry room. Family room is spacious and includes a fireplace. There is irrigation in the front and the backyard. The Community offers a Lake and Playground. New Charter school within walking distance

What this home really costs per month

Principal & interest$1,946/mo
Property tax (1.1% eff., Duval Co.)$344/mo
Homeowners insurance (est.)$292/mo
HOA$114/mo
All-in monthly (est.)$2,696/mo

Loan $300,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 11:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.