Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

104 LATHAM Drive, Ponte Vedra, FL 32081

Crosswinds At Nocatee

Price
$459,000
Beds / Baths
2 / 2
Living area
1,634 sqft
Year built
2024
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$230/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
69
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

$281/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to effortless Florida living in this beautifully upgraded, newer-construction single-story Toll Brothers villa, perfectly positioned to capture peaceful preserve views and exceptional privacy. Designed with both comfort and style in mind, this thoughtfully appointed home features an open-concept split floor plan filled with natural light, high ceilings, and premium finishes throughout. The spacious living and dining areas flow seamlessly into a gourmet kitchen complete with upgraded cabinetry, quartz countertops, stainless steel appliances, and a large center island ideal for entertaining. The owner's suite serves as a private retreat, offering serene preserve views, a luxurious en-suite bath, and a generous walk-in closet with custom built-ins. Additional flex room provides flexibility for office or den. Modern custom conveniences throughout! Don't miss the opportunity to own this exceptional preserve-view villa and experience maintenance-free living at its finest.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA documents for rental restrictions and short-term-rental eligibility
  • Inspect roof/HVAC warranty details and transferability from builder
  • Request builder's 2-10 Home Warranty coverage documents and terms

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., St. Johns Co.)$421/mo
Homeowners insurance (est.)$292/mo
HOA$230/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,492/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 9:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.