Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$989,000

45 LOMOND Court, St. Augustine, FL 32095

Beacon Lake Phase 2c

Price
$989,000
Beds / Baths
4 / 3
Living area
3,084 sqft
Year built
2022
Type
Residential
Lot
0.26 ac
Garage
3
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
68
Elementary
Lakeside Academy
Middle
Lakeside Academy
High school
Beachside

$321/sqft asking, vs a $208/sqft median across 952 closed sales in 32095 over the last 12 months — 55% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 45 Lomond Court, where thoughtful design, seamless indoor-outdoor living, and the vibrant lifestyle of Beacon Lake come together to create a home that's as welcoming as it is beautiful. Some homes are designed with more rooms. This home was designed with more connection. From the moment you step inside, your eye is drawn through the heart of the home--where the kitchen flows naturally into the great room, the great room opens to the lanai, the lanai extends to the pool and waterfront, and beyond that, the beauty and sense of community that define Beacon Lake become part of your everyday. Every space was intentionally designed to flow into the next, creating a home that feels both expansive yet inviting. On beautiful Florida days, opening the front door and oversized sliding glass doors transforms the home into one seamless living space. Fresh breezes move throughout, natural light fills every room, and the boundaries between indoors and outdoors quietly disappear. It's a feeling that's difficult to capture in photographs--but unforgettable once experienced. At the heart of the home, the kitchen was designed for more than preparing meals--it was designed to keep people connected. Whether you're enjoying a quiet morning coffee, gathering with family and friends, or simply unwinding after a long day, every conversation naturally flows from one space to the next. At day's end, the privately situated owner's retreat becomes a sanctuary of its own. The French door opens directly to the lanai, while the spa-inspired bath, complete with a built-in shower bench and dual shower heads, flows into a custom walk-in closet and offers convenient access to the laundry room, creating a space designed for comfort, ease, and everyday living. Enhanced throughout, every improvement reflects a home designed not simply to look beautiful, but to make daily living feel effortless. A dedicated office, functional mudroom, generous living spaces, and an indoor-outdoor flow that creates a home that adapts naturally to every season of life. Whether you're sharing an evening by the fire or welcoming a full house full of family, it feels just as comfortable with two people as it does during celebrations. Life here extends well beyond your backyard. Just a short walk away, Lakeside Academy (K-8) becomes part of your family's everyday rhythm, while Beachside High School is just minutes away. These aren't simply neighborhood features--they're everyday conveniences that bring a little more ease, connection, and peace of mind to daily life. Beyond the schools, Beacon Lake offers a lifestyle centered around community. Walk or bike to the clubhouse, fitness center, tennis and pickleball courts, playgrounds, scenic trails, nearby dining, and everyday conveniences. Enjoy neighborhood events, evenings by the water, and the simple joy of living in a place where neighbors know one another and home extends well beyond your front door. Built in 2022 and thoughtfully enhanced with carefully selected upgrades, this home offers the confidence of newer construction while reflecting pride of ownership at every turn. Some homes are built to impress. This one was designed to be lived in. A place to slow down, gather often, and create the moments you'll remember for years to come. Welcome home.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront property
  • Request CDD bond payoff amount and confirm annual fees beyond $5/mo HOA
  • Inspect pool equipment age, warranty status, and maintenance history documentation
  • Confirm 2022 roof manufacturer warranty is transferable; verify wind-mitigation inspection on file
  • Review Beacon Lake HOA/CDD bylaws for waterfront maintenance obligations and rental restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,132/mo
Property tax (1.1% eff., St. Johns Co.)$907/mo
Homeowners insurance (est.)$577/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,788/mo

Loan $791,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 12:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.