$455,000
45 W 4TH Street, Jacksonville, FL 32206, Jacksonville, FL 32206
Springfield
- Price
- $455,000
- Beds / Baths
- 3 / 3
- Living area
- 2,016 sqft
- Year built
- 1904
- Type
- Residential
- Lot
- 0.08 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 62
- Elementary
- Andrew A. Robinson
- Middle
- Matthew Gilbert
- High school
- William M. Raines
$226/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 78% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Located in the heart of the Springfield Historic District on one of Jacksonville's few remaining brick-paved streets, this beautifully restored home blends historic charm with modern updates. A completely remodeled kitchen and primary bath, updated HVAC units (downstairs 2022, upstairs 2025), soaring ceilings, original hardwood floors offer thoughtful details that are full of comfort and character. The backyard is built for entertaining: a composite-decked patio and a one-of-a-kind private mural by a local artist make it a beautifully unique and inviting space to gather. Just minutes from Downtown Jacksonville and less than a mile from Gateway Jax's Pearl Square development, bringing a Publix, along with a growing mix of dining, retail, and entertainment - this home is a great fit whether you're looking for a primary residence, investment property or AirBnb, in one of Jacksonville's most sought-after historic neighborhoods.
What to check on this one
- Verify roof age and material; 122-year-old homes often need recent replacement—confirm insurance eligibility.
- Obtain 4-point inspection and wind-mitigation inspection; required by most insurers on pre-1980 homes.
- Confirm flood zone designation with FEMA map; property card may show 'unknown'—critical for insurance.
- Review any short-term rental (STR) restrictions with City of Jacksonville; verify license eligibility if investment use planned.
- Inspect original plumbing; homes from 1904 likely have cast-iron or galvanized—confirm replacement scope and cost.
- Get foundation inspection report; age and brick-paved street location warrant structural assessment.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $364,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 5:18 PM.
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