$499,000
114 LONE CYPRESS Way, St. Augustine, FL 32092
Summer Bay At Grand Oaks
- Price
- $499,000
- Beds / Baths
- 3 / 3
- Living area
- 1,989 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $13/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 60
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- Tocoi Creek
$251/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 21% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This nearly new, beautifully upgraded 3-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and privacy. Designed with an open-concept floor plan, the home seamlessly connects the living, dining, and kitchen areas, creating an inviting space for everyday living and entertaining. The gourmet kitchen features quartz countertops, upgraded cabinetry, premium appliances, and a large center island ideal for meal prep and casual dining. The spacious owner's suite is privately located and includes two separate closets and a well-appointed en-suite bath designed for comfort and convenience. Step outside to the screened lanai with remote-controlled roller shades, an extended paver patio,with exterriorgas hookup for grilling--perfect for outdoor entertaining and relaxing. Set on a premium homesite, the property offers tranquil pond views and a green space along one side for added privacy. Residents enjoy resort-style amenities -pool, fitness center, clubhouse, pickleball and bocce.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for waterfront lot.
- Review CDD bond payoff amount and remaining assessment obligations.
- Verify builder warranty coverage details and transferability to buyer.
- Confirm HOA covenants permit short-term rentals if applicable to your plans.
- Request 4-point inspection and wind-mitigation report from builder/seller.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $399,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 11:50 AM.
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