$435,000
431 E 7TH Street, Jacksonville, FL 32206, Jacksonville, FL 32206
Springfield
- Price
- $435,000
- Beds / Baths
- 3 / 3
- Living area
- 1,874 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.06 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 69
- Elementary
- Andrew A. Robinson
- Middle
- Darnell Cookman
- High school
- William M. Raines
$232/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 83% above the area's closed prices. Condition and lot vary; that's what a showing is for.
New Construction Opportunity - Cypress Floor Plan by M&M Homes! Multiple other floor plans and homes sites available, discuss with builder. Secure this semi-custom home in Historic Springfield, with completion in approximately 6 months from accepted contract. Designer-curated upgraded finish package included. Buyer will have an option to change finishes. Limited-time builder incentives available through September 30, 2026: - $10,000 toward closing costs with preferred lender - $1,000 in free additional upgrades - Additionally if you work with our approved lender you may be eligible for an additional grant up to 8,000. Outstanding builder warranty: 10-year structural, 1-year workmanship, plus extended HVAC coverage on both HVAC 5 years labor and parts and 10 years on parts.
What to check on this one
- Confirm final flood zone designation and elevation certificate requirement with builder.
- Verify builder warranty terms in writing: 10-year structural, 1-year workmanship, HVAC coverage scope.
- Get detailed upgrade package list and allowable finish change options before contract.
- Confirm completion timeline, builder incentive expiration dates, and preferred lender terms in writing.
- Review builder's homeowners insurance requirements and any builder-paid insurance during construction phase.
- Request survey and title commitment early; confirm no HOA/CDD liens or future assessments.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $348,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of M&M HOMES REALTY AND MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 3:27 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.