Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

249 PALACE Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

San Salito

Price
$399,000
Beds / Baths
3 / 2
Living area
1,604 sqft
Year built
2018
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$222/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
23

$249/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

**Looking for newer single-story living in St. Augustine with comfort, flexibility, and a prime location? 249 Palace Dr delivers.** Built in 2018 and located in **Freedom at San Salito**, this beautifully designed single-story home offers **3 bedrooms, 2 full baths, and 1,604 square feet** of easy, functional living space. The open layout keeps everyday life simple, with no stairs and a natural flow between the main living areas. The bedroom setup gives you room for guests, a home office, hobbies, fitness, or the extra space everyone says they'll keep perfectly organized. We all have dreams. Out back, the screened lanai and open patio are ready for quiet Florida mornings, golden evenings, weekend grilling, or simply enjoying the slower pace that makes this community so appealing. Set within the **active-adult lifestyle section of Freedom at San Salito**, this home offers a peaceful St. Augustine setting without sacrificing convenience. You're located in **Flood Zone X** and just minutes from historic downtown St. Augustine, beaches, shopping, dining, medical services, and I-95. If you've been waiting for a newer, single-story home in St. Augustine with low-maintenance appeal, flexible space, and a strong location, 249 Palace Dr belongs at the top of your list.

What to check on this one

  • Confirm flood zone X designation in writing; request elevation certificate if any past water intrusion reported.
  • Verify HOA $222/mo covers what; request 12-month budget, reserve fund status, and any pending assessments.
  • Pull roof inspection report; 2018 build should be insurable but confirm with your carrier before closing.
  • Obtain HOA docs and CC&Rs; verify single-story rental policy if you plan short-term or long-term lease.
  • Walk the screened lanai and patio seals; check for moisture, mold, or pest entry points typical in Florida.
  • Confirm property survey and boundary lines given 0.13-acre lot size; identify any easements or encroachments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., St. Johns Co.)$366/mo
Homeowners insurance (est.)$292/mo
HOA$222/mo
All-in monthly (est.)$2,950/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.