$830,000
540 PESCADO Drive, St. Augustine, FL 32095
Madeira
- Price
- $830,000
- Beds / Baths
- 4 / 2
- Living area
- 2,198 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.28 ac
- Garage
- 3
- HOA
- $142/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 73
- Elementary
- Ketterlinus
- Middle
- Sebastian
- High school
- St. Augustine
$378/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 84% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience the best of Florida living in this beautifully upgraded home in the highly sought-after Madeira community. Overlooking a serene lake, this residence showcases elegant crown molding in the common areas, a whole-home HEOS sound system, and a spacious three-car garage. Step outside to your private backyard retreat featuring a stunning deep saltwater pool with tanning shelf, installed in 2021, perfect for entertaining or relaxing year-round. Enjoy the added value of a paid-off CDD bond, with only the operations and maintenance portion remaining, resulting in lower CDD costs than many comparable homes. The thoughtfully designed floor plan is complemented by a chef's kitchen featuring premium Café appliances, including a six-burner gas range top and smart double wall ovens. Located within Madeira, residents enjoy resort-style amenities including a community clubhouse, pool, fitness center, playground, walking trails, green spaces, and a full calendar of neighborhood events. Conveniently situated just minutes from historic downtown St. Augustine, area beaches, shopping, dining, and top-rated schools, this exceptional home offers luxury, comfort, and an unparalleled lifestyle.
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate for waterfront lot
- Verify roof age and obtain 4-point inspection; confirm pool/equipment 2021 installation dates
- Request CDD bond payoff documentation and current operations/maintenance fee breakdown
- Review HOA covenants, rental restrictions, and Madeira amenities access terms
- Inspect pool saltwater system maintenance records and equipment warranties from 2021
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $664,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 10:05 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.