$494,990
2019 VILLAGE Lane, Fernandina Beach, FL 32034
Island Village
- Price
- $494,990
- Beds / Baths
- 3 / 2
- Living area
- 1,775 sqft
- Year built
- 1999
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- $35/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 69
$279/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
3-bedroom, 2-bath two-story home featuring granite countertops, luxury vinyl plank flooring throughout the main living areas, and carpet in the bedrooms. Functional floor plan with spacious living areas and modern finishes. Conveniently located near shopping, dining, schools, and major commuter routes.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm roof age and condition; get inspection if approaching 20 years.
- Request 4-point inspection (roof, plumbing, electrical, HVAC) — standard for 1999 home.
- Review HOA docs: $35/mo covers what, architectural rules, reserve status.
- Check polybutylene plumbing status (common 1999 era); inspect for cast-iron drain lines.
- Confirm HVAC age/serviceability; get maintenance records if available.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $395,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:12 PM.
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