Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$739,000

6335 LITTLE LAKE GENEVA Road, Keystone Heights, FL 32656

Highridge Estates

Price
$739,000
Beds / Baths
3 / 3
Living area
2,896 sqft
Year built
1986
Type
Residential
Lot
0.58 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
69
Elementary
Keystone Heights
High school
Keystone Heights

$255/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Bright and open living concept in this spacious lake home! The exterior is a combination of CB, Hardi plank and shaker siding. Two enclosed porches offer beautiful lake views and extra living space. HVAC replaced 5/2026. Updated kitchen boasts a 9' island, custom cabinets, walk in pantry with custom drawers & cabinets, Quartz counters & backsplash, wall oven, pot filler, custom coffee bar, eat at counter, breakfast nook & built in desk with Quartz counter top. Half bath for guests has a Carrera marble vanity top w/ sink & toilet. Full bath downstairs also has a Carrera marble vanity, step in shower & LVP floor. Primary suite has custom built in drawers, second washer & dryer and electric fireplace. Primary bath has two sinks with marble counters and a shower. Downstairs can be an in law suite (has kitchenette) or additional bedrooms. RV/Boat port has 50 amp electrical & attached shed. Detached garage has bonus room w/ mini split & closed cell spray foam in walls & ceilings & much more!

What to check on this one

  • Verify roof age and condition; 1986 home may need inspection or replacement soon.
  • Confirm exact flood zone via FEMA map; request elevation certificate if in AE/VE.
  • Inspect plumbing for polybutylene or cast-iron (common in 1986); get service history.
  • Get 4-point inspection and wind-mitigation report; required for most insurers on this age.
  • Verify pool equipment age, warranty, and annual maintenance costs with seller.
  • Confirm HVAC replacement date/warranty (listing says 5/2026—clarify if completed or scheduled).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,835/mo
Property tax (1.1% eff., Clay Co.)$677/mo
Homeowners insurance (est.)$431/mo
All-in monthly (est.)$4,943/mo

Loan $591,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 7:53 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.