Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$539,990

40 HOWLAND Drive, Ponte Vedra, FL 32081

Greenleaf Village

Price
$539,990
Beds / Baths
3 / 3
Living area
2,204 sqft
Year built
2011
Type
Residential
Lot
Garage
2
HOA
$23/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
84

$245/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful David Weekley home in Greenleaf Village @ Nocatee! Freshly updated with new carpet and interior paint, this energy-efficient EFL-certified home offers 3 bedrooms, 2.5 baths, plus a versatile upstairs retreat ideal as a 4th bedroom, office, media room, or playroom. The spacious first floor features extensive tile flooring, a large family room, dining/flex space, breakfast area, and an open kitchen with 42'' cabinets, crown molding, granite countertops, stainless steel appliances, gas cooking, and a California-style breakfast bar. Additional features include hurricane shutters, tankless gas water heater, water softener, irrigation, and garage storage. Relax on the paver patio overlooking a fully fenced preserve lot. Enjoy Nocatee's award-winning resort-style amenities, top-rated schools, trails, parks, shopping, dining, and more.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term.
  • Pull flood zone official designation; request elevation certificate if AE/VE.
  • Confirm roof age and get 4-point inspection; verify homeowner's insurance quote.
  • Review Greenleaf Village HOA docs, CC&Rs, rental restrictions, reserve funding.
  • Inspect tankless water heater warranty; verify gas line and appliance condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,802/mo
Property tax (1.1% eff., St. Johns Co.)$495/mo
Homeowners insurance (est.)$315/mo
HOA$23/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,802/mo

Loan $431,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:23 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.