Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

8550 A1A 150, St. Augustine, FL 32080, St. Augustine, FL 32080

Summerhouse

Price
$459,000
Beds / Baths
2 / 3
Living area
1,064 sqft
Year built
1980
Type
Condo
Lot
Garage
0
HOA
$710/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
69

$431/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Summerhouse, one of St. Augustine's premier oceanfront resort communities! This beautifully updated 2-bedroom, 2.5-bath townhome offers the perfect blend of coastal charm and modern comfort. The updated kitchen features white cabinetry, granite countertops, and stainless steel appliances, opening seamlessly to the spacious living and dining areas. Step outside to your private balcony and enjoy stunning views of both the pool and the Atlantic Ocean. A convenient half bath completes the first floor. Upstairs, you'll find two generously sized bedrooms and two bathrooms. The primary suite boasts spectacular ocean and pool views, creating a true coastal retreat. Summerhouse offers an incredible array of resort-style amenities, including four heated pools, four private beach walkovers, tennis courts, basketball courts, pickleball and racquetball courts, a playground, RV and boat storage, car wash stations, a fitness center, clubhouse, and gated security. The community also features an on-site short-term rental office, making it an excellent option for personal use, vacation rentals, or investment potential. Don't miss this opportunity to own a piece of paradise with breathtaking ocean views and unmatched amenities!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this oceanfront St. Augustine property.
  • Review condo milestone inspection (SIRS) report and reserve study for building age and deferred maintenance.
  • Confirm roof age and get 4-point inspection; verify current insurer will cover oceanfront 1980 structure.
  • Request HOA estoppel, bylaws, rental restrictions, and short-term rental approval process documentation.
  • Inspect plumbing materials (polybutylene/cast-iron risk from 1980 build year) during walk-through.
  • Verify HOA special assessments pending and confirm $710/mo includes all oceanfront maintenance reserves.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., St. Johns Co.)$421/mo
Homeowners insurance (est.)$292/mo
HOA$710/mo
All-in monthly (est.)$3,805/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 3:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.