$270,440
245 PALMETTO RIDGE Road, St. Augustine, FL 32095, St. Augustine, FL 32095
STOKES LANDING
- Price
- $270,440
- Beds / Baths
- 2 / 3
- Living area
- 1,109 sqft
- Year built
- 2026
- Type
- Townhouse
- Lot
- —
- Garage
- 0
- HOA
- $117/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 69
- Elementary
- Palencia
- Middle
- Pacetti Bay
- High school
- Allen D. Nease
$244/sqft asking, vs a $213/sqft median across 153 closed sales in 32095 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.
The Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient footprint, offering approximately 1,109 square feet of well-organized space with two bedrooms and 2.5 bathrooms. This inviting two-story layout creates a comfortable balance between open living areas and private retreats, making it ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living. The main level features a welcoming kitchen that opens directly into the living room, creating a connected space that works beautifully for both everyday routines and entertaining. The kitchen includes a generous bar that provides extra counter space for meal prep, casual dining, or hosting guests while you cook. Sliding glass doors fill the living area with natural light, brightening the home and enhancing the sense of openness throughout the day.
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement with county.
- Obtain HOA documents: CC&Rs, bylaws, reserve study, rental restriction rules.
- Confirm builder warranty terms, transferability, and coverage details in writing.
- Review site plan for parking allocation, common area maintenance, assessment increases.
- Get property survey and confirm setbacks, easements, and boundary lines.
- Inspect kitchen appliances: brands, installation date, warranty status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $216,352 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 24, 2026, 6:30 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.