Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$209,900

8099 SUMMER COVE Court, Jacksonville, FL 32256, Jacksonville, FL 32256

Summerfield

Price
$209,900
Beds / Baths
2 / 3
Living area
1,248 sqft
Year built
2008
Type
Townhouse
Lot
0.03 ac
Garage
0
HOA
$240/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
69

$168/sqft asking, vs a $212/sqft median across 193 closed sales in 32256 over the last 12 months — 21% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This move-in ready 2-bedroom, 2.5-bath Jacksonville home is tucked on a quiet cul-de-sac and packed with fresh updates, including new LVP flooring through the main living areas, new plush carpet in both bedrooms, hallway, and staircase, and fresh interior paint throughout. The functional layout flows naturally between living and dining spaces, and a screened porch adds a versatile outdoor retreat perfect for the Florida climate. Conveniently located in the 32256 zip code with easy access to major employers, top-rated schools, shopping, and dining -- this is a solid, well-presented opportunity in a desirable Jacksonville location.

What to check on this one

  • Confirm roof age and condition; 2008 home may need inspection soon.
  • Obtain flood zone designation and elevation certificate if in AE/VE.
  • Review HOA documents, CC&Rs, and any rental restrictions.
  • Request 4-point inspection report and wind-mitigation certification.
  • Verify HOA $240/mo covers what; ask about special assessments.
  • Inspect plumbing for polybutylene; confirm HVAC age and service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,089/mo
Property tax (1.1% eff., Duval Co.)$192/mo
Homeowners insurance (est.)$292/mo
HOA$240/mo
All-in monthly (est.)$1,813/mo

Loan $167,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OFFERPAD BROKERAGE FL LLC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 10:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.