Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$282,440

255 PALMETTO RIDGE Road, St. Augustine, FL 32095, St. Augustine, FL 32095

STOKES LANDING

Price
$282,440
Beds / Baths
3 / 3
Living area
1,308 sqft
Year built
2026
Type
Townhouse
Lot
Garage
0
HOA
$117/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
69
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$216/sqft asking, vs a $213/sqft median across 153 closed sales in 32095 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and comfort within approximately 1,308 square feet. With three bedrooms and 2.5 bathrooms, this inviting two-story home is ideal for homeowners seeking a functional layout that still feels open and bright. The main level features a seamless flow between the kitchen and living area, creating a welcoming environment for both relaxing and entertaining. The kitchen is designed with ample counter space and storage, making meal preparation easy while staying connected to family and guests in the adjacent living room. Sliding glass doors bring in generous natural light, filling the home with warmth and enhancing the open feel of the living spaces throughout the day. Upstairs, the primary suite provides a peaceful retreat, complete with a spacious walk-in closet and a well-appointed bathroom with a large vanity. Two additional bedrooms offer flexibility.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement
  • Confirm HOA $117/mo covers what; request full covenants and rules
  • Review builder warranty coverage and transfer terms to second owner
  • Confirm closing timeline—new construction often has delayed occupancy
  • Verify all appliances, HVAC, and structural components are builder-warrantied

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,466/mo
Property tax (1.1% eff., St. Johns Co.)$259/mo
Homeowners insurance (est.)$292/mo
HOA$117/mo
All-in monthly (est.)$2,134/mo

Loan $225,952 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 24, 2026, 4:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.