$420,000
3764 CREEK HOLLOW Lane, Middleburg, FL 32068, Middleburg, FL 32068
Ravines
- Price
- $420,000
- Beds / Baths
- 3 / 2
- Living area
- 2,128 sqft
- Year built
- 1995
- Type
- Residential
- Lot
- 0.45 ac
- Garage
- 2
- HOA
- $93/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 69
- Elementary
- Middleburg
- Middle
- Wilkinson
- High school
- Middleburg
$197/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.
**MOTIVATED SELLERS | PRICED AT RECENT APPRAISED VALUE** Welcome to this well maintained 3-bedroom, 2-bath home situated in the desirable estate section of the gated Ravines community. Set on a spacious half-acre lot, this home features an inviting open-concept, split-bedroom floor plan with a tasteful coastal-inspired design throughout. The bright and airy living spaces flow effortlessly, creating a comfortable atmosphere for both everyday living and entertaining. One of the home's standout features is the enclosed sunroom, complete with a 14 x 7 swim spa- hot tub offering a private retreat to relax and unwind year-round. The half-acre lot provides plenty of space for outdoor activities while maintaining a peaceful, private rural setting. Conveniently located near shopping, dining, and everyday amenities, the home also offers quick access to the First Coast Expressway (SR-23), making travel throughout the greater Jacksonville area easy and convenient. Families will appreciate the location within the highly sought-after A-rated Clay County School District. Combining comfort, style, privacy, and convenience, this exceptional home offers an outstanding opportunity in one of Clay County's most established gated communities. The sellers are motivated, and the home is currently offered at its recently appraised value--an excellent opportunity for buyers looking for value in The Ravines.
What to check on this one
- Verify roof age—built 1995, may need inspection if past 20 years.
- Confirm HOA $93/mo covers what; review Ravines community bylaws and rules.
- Obtain flood zone designation; request elevation certificate if AE/VE.
- Inspect plumbing type (polybutylene common 1995 era—check for leaks/failures).
- Verify swim spa/hot tub permits, maintenance records, and operational status.
- Request 4-point inspection quote given age; confirm homeowner's insurance available.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $336,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KALLAM REALTY GROUP PLLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 7:56 PM.
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