Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,999

4518 PINE RIDGE Parkway, Middleburg, FL 32068

Pine Ridge

Price
$449,999
Beds / Baths
5 / 3
Living area
2,730 sqft
Year built
2022
Type
Residential
Lot
0.29 ac
Garage
3
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
69

$165/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 4518 Pine Ridge Parkway, where space, flexibility, and modern living come together in one of Middleburg's most desirable communities. Built in 2022, this beautifully maintained 5-bedroom, 3-bathroom home offers over 2,700 square feet of thoughtfully designed living space, including a highly sought-after first-floor bedroom and full bathroom, an upstairs loft, and a spacious 3-car garage. The open-concept floor plan creates the perfect setting for everyday living and entertaining. The kitchen overlooks the dining and living areas, allowing everyone to stay connected whether hosting guests or enjoying a quiet night at home. Large windows provide abundant natural light and create a bright, welcoming atmosphere throughout the main living spaces. The first-floor bedroom and adjacent full bath offer incredible flexibility for guests, multi-generational living, a home office, or a private retreat. Upstairs, you'll find a generous primary suite featuring a large walk-in closet and private bath, along with three additional bedrooms, a full bathroom, convenient upstairs laundry room, and a versatile loft that can serve as a media room, playroom, home gym, or second living area. Step outside to enjoy the screened lanai overlooking the fully fenced backyard--perfect for pets, family gatherings, weekend barbecues, or simply relaxing after a long day. Additional features include a widened driveway, water softener system, and plenty of storage throughout the home. With five true bedrooms, three full bathrooms, multiple living spaces, and a three-car garage, this home offers the space and functionality today's buyers are searching for. Conveniently located near schools, shopping, dining, and major commuter routes, 4518 Pine Ridge Parkway is ready to welcome you home. Schedule your private showing today.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment obligation.
  • Confirm actual flood zone designation—obtain FEMA map or elevation certificate.
  • Review HOA covenants for rental restrictions if you plan short-term rental.
  • Inspect roof warranty details and confirm 2022 installation documentation.
  • Request homeowner's insurance quote—verify insurer will cover waterfront property.
  • Confirm waterfront means pond/lake access; check for maintenance/HOA responsibilities.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Clay Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,214/mo

Loan $359,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 INTEGRA. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 5:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.