$314,900
153 SMITH Lane, Satsuma, FL 32189
Acosta Grant
- Price
- $314,900
- Beds / Baths
- 3 / 2
- Living area
- 1,512 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 70
Welcome to this updated Homes of Merit property, offering ample space and a perfect blend of indoor and outdoor living. This 3-bedroom, 2-bathroom home boasts a beautifully renovated kitchen (2024) with custom cabinetry and stainless steel appliances, a formal living room, and a cozy den with a fireplace. Sliding glass doors lead to a spacious outdoor deck, ideal for entertaining and enjoying the waterfront lifestyle. Situated on a wide, deep water canal on Dunns Creek, this property provides direct access to Lake Crescent and the St. Johns River. Renowned for world-class bass fishing, the area also features excellent waterfront dining options. The canal-front paradise includes a boathouse with a covered boat lift that was built on January 2026, a fish-cleaning station, and a waterfront deck, offering incredible outdoor entertaining spaces. Surrounded by majestic oaks and Spanish moss, this is the ultimate retreat to relax, fish, boat, and embrace the Florida waterfront lifestyle.
What to check on this one
- Verify flood zone designation—FEMA map required for waterfront canal property.
- Obtain 4-point inspection report; 1991 manufactured home may face insurer restrictions.
- Confirm boathouse/boat lift permitting and seawall/bulkhead compliance with Putnam County.
- Request septic system inspection and service records; well water test if applicable.
- Review manufactured home title, permanent foundation affidavit, and any HOA/community restrictions.
- Check 2024 kitchen renovation permits and approvals; verify electrical/plumbing updates to code.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $251,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:24 PM.
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