$86,000
115 E HICKS Street, Palatka, FL 32177
Metes & Bounds
- Price
- $86,000
- Beds / Baths
- 2 / 1
- Living area
- 720 sqft
- Year built
- 1960
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 71
Conveniently located in the heart of Palatka, this charming 2-bedroom, 1-bath home offers easy access to everything the area has to offer. The second bedroom is non-conforming and does not include a closet, making it ideal for use as a guest room, home office, hobby room, or flex space.Enjoy relaxing on the screened front porch or entertaining on the open back deck. Situated close to shopping, schools, hospitals, and everyday conveniences, this property is also just minutes from historic downtown Palatka and the scenic riverfront, where you can enjoy local festivals, farmers markets, community events, and waterfront activities throughout the year. Whether you're looking for a primary residence, investment property, or a place to make your own, this home offers plenty of potential.
What to check on this one
- Verify roof age and condition; 1960 home likely needs replacement soon or inspection
- Order 4-point inspection and wind-mitigation report; required for NE Florida insurance
- Confirm flood zone designation with FEMA map; unknown status must be resolved before closing
- Request plumbing material inspection; cast-iron lines common in 1960s homes, costly to replace
- Verify septic system functionality and last service date; well water or city connection
- Get pre-purchase termite and structural pest inspection; age and wood-frame vulnerability
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $68,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:59 PM.
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