Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$845,000

10977 HICKORY TRACE Lane, Jacksonville, FL 32256

James Island

Price
$845,000
Beds / Baths
5 / 4
Living area
4,064 sqft
Year built
1999
Type
Residential
Lot
0.41 ac
Garage
3
HOA
$142/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
32
Elementary
Twin Lakes Academy
Middle
Twin Lakes Academy
High school
Atlantic Coast

INCENTIVES for flooring, paint, and cosmetics!! Nestled in the highly sought-after Deerwood area of Jacksonville, this spacious 5-bedroom, 3.5-bath estate offers over 4,000 sq ft of beautifully designed living space on an oversized lot. Featuring soaring ceilings, multiple living and entertaining areas, and a 3-car garage, this home blends comfort, elegance, and functionality. The thoughtfully designed floor plan includes generously sized bedrooms, a relaxing owner's suite, and ample space for gatherings. Enjoy the privacy and outdoor potential of the large backyard, perfect for entertaining or quiet evenings at home. Conveniently located near St. Johns Town Center, major highways, dining, shopping, and top Jacksonville attractions, this home delivers luxury living in one of the city's most desirable locations.

What to check on this one

  • Verify exact flood zone via FEMA map—get elevation certificate if AE/VE
  • Request roof inspection report; confirm age and remaining coverage
  • Obtain HOA docs: all restrictions, reserve study, pending assessments
  • Confirm pool maintenance history and current equipment condition
  • Verify plumbing type (cast-iron/polybutylene risk for 1999 build)
  • Pull 4-point inspection estimate; confirm homeowners insurance availability

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,385/mo
Property tax (1.1% eff., Duval Co.)$775/mo
Homeowners insurance (est.)$493/mo
HOA$142/mo
All-in monthly (est.)$5,795/mo

Loan $676,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OCCUPY REAL ESTATE GROUP, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 4:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.