Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,000

1513 N OCEAN SHORE Boulevard B4, Ormond Beach, FL 32176, Ormond Beach, FL 32176

Ormond By The Sea

Price
$439,000
Beds / Baths
2 / 2
Living area
1,484 sqft
Year built
1985
Type
Condo
Lot
Garage
1
HOA
$1,100/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
70

Professionally remodeled with all new appliances and quartz countertops in kitchen, both baths remodeled with walk in showers. large walk in closets in both bedrooms. Storm shutters for the balcony

What to check on this one

  • Pull condo SIRS report and milestone inspection docs—1985 building, post-2007 rules.
  • Get 4-point inspection and wind-mitigation cert; roof age critical for insurance approval.
  • Confirm HOA $1,100/mo covers what; request 24-month financials and reserve study.
  • Verify flood zone officially; waterfront location may trigger elevation certificate requirement.
  • Review condo bylaws for rental restrictions before purchase; confirm short-term-rental eligibility.
  • Inspect plumbing type—cast-iron likely at 41 years, confirm no polybutylene anywhere.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,278/mo
Property tax (1.1% eff., Volusia Co.)$402/mo
Homeowners insurance (est.)$292/mo
HOA$1,100/mo
All-in monthly (est.)$4,072/mo

Loan $351,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Jun 23, 2026, 8:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.