Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$675,500

12189 FOLSOM Road, Sanderson, FL 32087, Sanderson, FL 32087

Cedar Ridge

Price
$675,500
Beds / Baths
3 / 2
Living area
1,812 sqft
Year built
2026
Type
Residential
Lot
10.17 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Baker
Days on market
71
Middle
Baker County
High school
Baker County

$373/sqft asking, vs a $143/sqft median across 21 closed sales in 32087 over the last 12 months — 161% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Situated on 10.30 private acres, this beautiful 2025 custom-built home offers the perfect blend of modern comfort and country living. The open-concept floor plan features luxury vinyl plank flooring, tray ceilings, custom trim work, abundant natural light, and a spacious living area ideal for entertaining. The kitchen is highlighted by quartz countertops, custom cabinetry, stainless steel appliances, and a large island overlooking the main living space. The owner's suite provides a relaxing retreat with dual vanities, a walk-in closet, and a beautifully appointed bath. Enjoy peaceful mornings on the covered front porch and unwind on the expansive covered rear patio overlooking the wooded surroundings. Additional features include plenty of room for horses, livestock, a workshop, RVs, or future improvements. Experience the privacy of rural living while remaining convenient to Lake City & Jax!

What to check on this one

  • Verify exact flood zone via FEMA map; obtain elevation certificate if needed for insurance.
  • Confirm septic system capacity, maintenance records, and well water quality testing.
  • Inspect roof installation date and get 4-point inspection for insurer approval.
  • Review workshop structure permits and confirm zoning allows intended use.
  • Verify property line survey and easements across 10+ acres.
  • Check driveway access rights and maintenance responsibility with county.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,505/mo
Property tax (1.1% eff., Baker Co.)$619/mo
Homeowners insurance (est.)$394/mo
All-in monthly (est.)$4,518/mo

Loan $540,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HAMILTON HOUSE REAL ESTATE GROUP, LLC. Data via realMLS (Northeast Florida MLS), updated Jun 23, 2026, 2:22 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.