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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$640,000

16 DERECHO Lane, St. Augustine, FL 32095

Palencia

Price
$640,000
Beds / Baths
4 / 3
Living area
2,648 sqft
Year built
2018
Type
Residential
Lot
0.27 ac
Garage
3
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
69

WOW! Won't last long. Magnificent Luxury one-story home in the sought-after Palencia community featuring 4 bedrooms, 3 bathrooms, and a 3-car garage. Located in highly desirable St Johns School District, this Executive Collection Jasmine floor plan showcases 10-foot ceilings, crown molding, skylights, upgraded ceiling fans, and smart-home features. The split-bedroom layout provides flexibility for multi-generational living, guest accommodations, or a home office. The gourmet kitchen includes quartz countertops, 42-inch wood cabinetry with pull-out drawers, a Wolf gas cooktop, and Frigidaire double ovens. Enjoy a fully fenced backyard and access to Palencia's exceptional amenities, including pools, splash park, fitness center, tennis courts, golf, pickle ball, bocce ball, and miles of nature trails. Conveniently located near shopping, dining , beaches, boating, fishing, Jacksonville, and historic St. Augustine.

What this home really costs per month

Principal & interest$3,321/mo
Property tax (1.1% eff., St. Johns Co.)$587/mo
Homeowners insurance (est.)$373/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,460/mo

Loan $512,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 11:06 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.