$175,000
212 MIMOSA Drive, Palatka, FL 32177, Palatka, FL 32177
Rolling Hills
- Price
- $175,000
- Beds / Baths
- 3 / 2
- Living area
- 1,398 sqft
- Year built
- 1974
- Type
- Residential
- Lot
- 0.22 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 57
$125/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 23% below the area's closed prices. Home is priced 22.9% below area comps; at $125/sq ft versus $162 average, ask why the discount despite recent upgrades and new systems.
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.
What to check on this one
- Verify roof age and get 4-point inspection before closing
- Confirm cast-iron plumbing condition; replace estimate if corroded
- Determine actual flood zone—check FEMA map for AE/VE designation
- Get septic system inspection and service records from seller
- Verify water heater installation date and warranty details
- Inspect concrete block exterior for cracks, stucco deterioration signs
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $140,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEACH STATE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 8:30 PM.
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