$520,997
284 OLD FOREST Road, St. Augustine, FL 32092, St. Augustine, FL 32092
Elm Ridge
- Price
- $520,997
- Beds / Baths
- 3 / 3
- Living area
- 2,000 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $133/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 71
$261/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Up to $15k CC for any deal using our preferred lender. Rates as low as 4.99! The heart of the Lightner floor plan is a first-floor open layout with a great room, dining nook and large kitchen, complete with a center island. A powder room is adjacent. The master suite is on the second floor, and showcases a walk-in closet and large private bath that can be personalized with deluxe features or a walk-in shower. You'll also find two bedrooms, a bath and a laundry, as well as a loft space that can be optioned as a fourth bedroom. A 2-car garage is also included. Additional options include a gourmet kitchen and a covered patio! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.
What to check on this one
- Verify final flood zone designation and elevation certificate requirement for St. Johns County.
- Confirm HOA $133/mo covers what; review bylaws and reserve fund status.
- Request builder's warranty details, construction timeline, and final closing timeline.
- Confirm all structural/mechanical options selected and pricing; review final floor plan vs. sample.
- Verify builder's preferred lender terms, rate lock period, and closing cost credit eligibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $416,798 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:45 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.