$614,000
321 EAGLE CREEK Road, Palatka, FL 32043
Cedar Creek
- Price
- $614,000
- Beds / Baths
- 4 / 3
- Living area
- 2,587 sqft
- Year built
- 2007
- Type
- Residential
- Lot
- 1.65 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 72
- Elementary
- James A. Long
- High school
- Palatka
$237/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this spacious 4-bedroom, 2.5-bath home located in the quiet Cedar Creek area of Putnam County. Situated on 1.65 acres, directly across the street from the St. Johns River, this property offers a peaceful country setting to enjoy everyday living. Inside, you'll find plenty of room for family and friends with a comfortable layout that includes open concept living spaces and well-sized bedrooms. The home is perfect for relaxing, entertaining, or simply enjoying the laid-back Florida lifestyle. Step outside and take in the river views, enjoy the fresh air, or spend your weekends fishing, boating, and exploring everything the St. Johns River has to offer. The property provides a great combination of privacy and convenience, with easy access to nearby shopping, dining, and schools. If you're looking for a spacious home in a scenic location with room to spread out, this property is a must-see.
What to check on this one
- Verify roof age and condition; 2007 home may need inspection within 5 years.
- Order 4-point inspection (roof, plumbing, electrical, HVAC) for insurance quote.
- Confirm flood zone via FEMA map; across from St. Johns River, elevation certificate may be required.
- Check septic system service records and well water quality test results.
- Verify plumbing materials (polybutylene or cast iron issues unlikely post-2007, confirm).
- Review title for river access rights, easements, or riverfront restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $491,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KALLAM REALTY GROUP PLLC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 12:21 AM.
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