Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$495,000

400 E BAY Street 1606, Jacksonville, FL 32202

The Plaza Condominium At Berkman

Price
$495,000
Beds / Baths
3 / 3
Living area
1,800 sqft
Year built
2003
Type
Condo
Lot
Garage
2
HOA
$1,600/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
73
Middle
Select One

$275/sqft asking, vs a $193/sqft median across 52 closed sales in 32202 over the last 12 months — 43% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Offering this large 3BR / 2.5 Bath corner unit Riverfront in Downtown. This condo enjoys hardwood floors, granite countertops & cozy fireplace. Three balconies giving you all different vantage points and panoramic views of downtown, riverfront, marina & fountain. Amenities include 24/7 concierge services, state of the art fitness center for those workout enthusiasts with saunas, steam rooms, racketball court, tennis courts, business center, 21st floor club room, pool & beautiful guest suite. Walk to sporting events, concerts & restaurants & enjoy seasonal fireworks from your balconies...you will love calling this home!

What to check on this one

  • Obtain FEMA flood zone map & elevation certificate—waterfront condos need flood insurance verification
  • Request condo SIRS report, milestone inspection, reserve study, and last 3 years board minutes
  • Verify roof age, condition, and remaining warranty—2003 building approaching insurance threshold
  • Review HOA declaration, bylaws, rental restrictions, and $1600/mo assessment breakdown
  • Confirm condo association insurance covers building; request declarations page and deductibles
  • Get 4-point inspection & wind-mitigation report for insurer quotes on older waterfront unit

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,568/mo
Property tax (1.1% eff., Duval Co.)$454/mo
Homeowners insurance (est.)$292/mo
HOA$1,600/mo
All-in monthly (est.)$4,914/mo

Loan $396,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LIFESTYLE REAL ESTATE INC.. Data via realMLS (Northeast Florida MLS), updated Jul 12, 2026, 1:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.