Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$355,000

8603 BERESFORD Lane, Jacksonville, FL 32244

Watermill

Price
$355,000
Beds / Baths
4 / 2
Living area
1,833 sqft
Year built
2002
Type
Residential
Lot
0.49 ac
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
68

Welcome to this charming 4-bedroom, 2-bathroom single-family home in the amenity-rich Watermill community of Jacksonville's Argyle/Oakleaf area! Built in 2002 with 1,833 sq ft of single-story living, this well-maintained home offers attractive flooring throughout and a dedicated flex room--ideal as a home office. The bright kitchen features stainless steel appliances and ample white cabinetry. The standout: fully paid-off solar panels (conveyed free and clear at closing) for substantial power-bill savings, plus NO CDD fees! Set on an expansive 0.49-acre cul-de-sac lot with a massive fenced backyard. Residents enjoy a pool, clubhouse, tennis and basketball courts, and playground. Convenient to shopping, dining, schools, NAS Jax, and major highways!

What to check on this one

  • Verify solar panel ownership transfer docs and utility interconnect status before closing.
  • Confirm HOA rules permit solar panel conveyance; review Watermill CC&Rs for restrictions.
  • Pull flood zone designation from FEMA map; request elevation certificate if AE/VE zone.
  • Inspect roof age/condition; get 4-point inspection if roof nearing 20 years.
  • Review HOA financials, reserve fund, and pending special assessments.
  • Verify plumbing materials (polybutylene/cast-iron risk given 2002 build year).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,842/mo
Property tax (1.1% eff., Duval Co.)$325/mo
Homeowners insurance (est.)$292/mo
HOA$50/mo
All-in monthly (est.)$2,509/mo

Loan $284,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 5:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.