Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$810,000

828 RILEY Lane, St. Augustine, FL 32095

Palencia

Price
$810,000
Beds / Baths
5 / 3
Living area
3,083 sqft
Year built
2004
Type
Residential
Lot
0.37 ac
Garage
3
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
67
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

Welcome to 828 Riley Lane, a beautifully maintained executive home located within the gates of Palencia, one of Northeast Florida's premier golf course communities. Tucked away on a premium preserve homesite surrounded by mature trees and lush tropical landscaping, this home offers exceptional privacy and a backyard setting that is increasingly difficult to find. Inside, soaring ceilings, rich wood flooring, formal living and dining rooms, and a dedicated home office create an elegant yet functional floor plan. The spacious kitchen features granite countertops, abundant cabinetry, a center island, breakfast bar seating, and seamless flow into the family room and outdoor entertaining spaces. The privately situated owner's retreat offers a peaceful escape with a spa-inspired bath featuring a soaking tub, walk-in shower, and generous closet space. Additional bedrooms provide flexibility for guests, family, hobbies, or work-from-home needs. The true showpiece is the backyard. An expansi An expansive paver patio, custom putting green, firepit gathering area, covered lanai, and fully fenced yard overlook a heavily wooded preserve with no immediate rear neighbors, creating a peaceful, park-like setting that feels like your own private retreat. Whether entertaining guests or enjoying a quiet evening outdoors, this exceptional outdoor living space offers privacy rarely found in today's newer communities--and still provides room to add a pool. Residents enjoy Palencia's outstanding amenities, including multiple pools, a water park, fitness center, tennis and pickleball courts, fishing pier, miles of walking and jogging trails, parks, playgrounds, and a semi-private championship golf course. Conveniently located near historic St. Augustine, area beaches, shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, privacy, and lifestyle.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Confirm roof age and get 4-point inspection quote (home is 22 years old).
  • Obtain flood zone designation and elevation certificate if applicable.
  • Request Palencia HOA/CDD governing docs, CC&Rs, and any deed restrictions.
  • Verify septic vs. municipal sewer and request service records if septic.
  • Confirm plumbing type (polybutylene, cast-iron, copper) via home inspection.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,203/mo
Property tax (1.1% eff., St. Johns Co.)$743/mo
Homeowners insurance (est.)$473/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,596/mo

Loan $648,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INTERNATIONAL GOLF REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 12:14 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.