$580,000
305 ELZA Lane, St. Augustine, FL 32086
Moses Creek Estates
- Price
- $580,000
- Beds / Baths
- 4 / 3
- Living area
- 2,032 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- 0.35 ac
- Garage
- 2
- HOA
- $50/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 55
- Elementary
- South Woods
- Middle
- Gamble Rogers
- High school
- Pedro Menendez
CHARMING 4BR/3BA ON QUIET CULDESAC WITH HEATED POOL & ONLY 5 MILES TO CRESCENT BEACH! Located in Moses Creek, this durable home is built with concrete masonry, stone & stucco. High ceilings & 2 high transom windows flood the home with natural light. Formal dining room, huge eat in kitchen with lots of cabinets & counters, bay window breakfast nook overlooks screened pool & lanai with recently installed pavers & integrated Bluetooth speakers. Split bedroom floor plan featuring a private owner's suite overlooking lush back yard, while 2 bedrooms, 1 bathroom & utility room are situated on the opposite side of the home. Upstairs, a spacious Bedroom/Bathroom bonus room is an ideal space for guests, home office or 4th bedroom. Smart front door security camera. Irrigation system with well; water softener; 10x10 shed with built in shelves; 2 car garage with Sharks coating floor. Newly paved driveway & sidewalk leading to expansive covered front porch with a charming built in swing Fully fenced yard with double gates for easy access to large back yard. Amenities include "Woody's Park" with playground, dog run, gazebo & peaceful walkway. Fantastic Location! Ideally located just 4 minutes to shopping, 20 minutes from the St Augustine Amphitheater and historic downtown St Augustine, 9 minutes to Crescent Beach, a quick 5 minute drive to I-95, & only 2 minutes to public library and tag renewal office.
What to check on this one
- Verify flood zone designation & elevation certificate requirement for St. Johns County.
- Obtain roof inspection report—home is 26 years old, approaching insurer limits.
- Request 4-point inspection & wind-mitigation report for insurance purposes.
- Confirm well & irrigation system maintenance records; test water quality.
- Review HOA governing documents, rules, rental restrictions, financials.
- Inspect pool equipment age, warranty, maintenance history before closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $464,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 9:45 PM.
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