Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$134,000

6946 OAKWOOD Street, Jacksonville, FL 32208, Jacksonville, FL 32208

Panama Gardens

Price
$134,000
Beds / Baths
2 / 1
Living area
1,250 sqft
Year built
1945
Type
Residential
Lot
0.43 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
74

$107/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Situated on a spacious 0.43-acre lot, the property offers a backyard size that is becoming increasingly difficult to find. Original hardwood floors, new roof (2025), new HVAC system (2023), and fresh interior and exterior paint (2025). With the continued revitalization and growth of downtown, this property presents an excellent opportunity for both homeowners and investors. Enjoy the charm of a historic-style home with the benefits of modern updates, all within close proximity to downtown amenities, dining, entertainment, and employment centers. Short Sale opportunity. Transaction is being professionally negotiated by ARII Solutions, LLC. Buyer shall be responsible for a $5,000 short sale processing fee at closing. Please review the ''Presentation of Offers'' instructions prior to submitting an offer. Property is being sold in its current As-Is condition. Seller and lender approval may be required.

What to check on this one

  • Verify actual flood zone with FEMA map—listing shows 'unknown', critical for insurance.
  • Confirm roof installation date/warranty documentation; verify HVAC system paperwork from 2023.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) given 1945 build year.
  • Check for polybutylene or cast-iron plumbing; era suggests higher replacement risk.
  • Clarify short sale approval timeline and $5,000 processing fee before proceeding.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$695/mo
Property tax (1.1% eff., Duval Co.)$123/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,110/mo

Loan $107,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 6:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.