Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,999

2817 CAMEL Circle, Middleburg, FL 32068

Black Creek Park

Price
$499,999
Beds / Baths
4 / 3
Living area
2,081 sqft
Year built
2023
Type
Residential
Lot
1.53 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
74
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$240/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This charming 3-year-old country home sits on 1.53 serene acres, offering the perfect mix of modern comfort and rural privacy. Bright, open living spaces, contemporary finishes, and the efficiency of a newer build make it truly move-in ready. Enjoy room to breathe, garden, play, or simply relax in your own peaceful retreat. Reduced price. Don't miss this one!

What to check on this one

  • Verify flood zone designation with FEMA map—Clay County has variable zones.
  • Confirm roof warranty status and any remaining manufacturer coverage.
  • Review seller's disclosure for any construction defects or builder warranties pending.
  • Inspect HVAC system maintenance records and confirm warranty transferability.
  • Verify septic system inspection records and pumping history.
  • Check for any HOA/CDD documentation—confirm none exist in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Clay Co.)$458/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,344/mo

Loan $399,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.