Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$219,900

103 RIVERSHORE Drive, San Mateo, FL 32187, San Mateo, FL 32187

St Johns Riverside Ests M

Price
$219,900
Beds / Baths
3 / 2
Living area
1,040 sqft
Year built
2022
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
108

$211/sqft asking, vs a $178/sqft median across 18 closed sales in 32187 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Affordable waterfront living is within reach! Nestled on a navigable canal with direct access to the beautiful St. Johns River, this move-in ready property offers an easy, low-maintenance lifestyle so you can spend more time enjoying everything Florida has to offer. Built in 2022, this like-new manufactured home features 3 bedrooms, 2 bathrooms, and approximately 1,040 square feet of bright, open living space. The thoughtfully designed floor plan feels welcoming and functional, with clean, well-maintained interior that's ready for immediate enjoyment. Whether you love boating, fishing, kayaking, or simply unwinding by the water, you'll appreciate the convenience and affordability of canal-front living without the upkeep of a larger property. The manageable lot size means less yard work and more time for adventure. Located near shopping, dining, medical facilities, and everyday essentials. Discover how easy--and affordable--waterfront living can be!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for canal-front Putnam County property.
  • Confirm manufactured home is on permanent foundation; check HUD approval and title status.
  • Review canal access easement/riparian rights documentation and any homeowner restrictions.
  • Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) for insurer approval.
  • Confirm wind mitigation inspection completed; verify roof covering and installation date.
  • Ask seller for septic system maintenance records and last pumping date.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,141/mo
Property tax (1.1% eff., Putnam Co.)$202/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,635/mo

Loan $175,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 6:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.