$879,000
109 SHELL BLUFF Court, Ponte Vedra Beach, FL 32082
Old Palm Valley
- Price
- $879,000
- Beds / Baths
- 4 / 3
- Living area
- 2,807 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.28 ac
- Garage
- 2
- HOA
- $68/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 75
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$313/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 22% below the area's closed prices. Renovated home priced 22% below area average; ask listing agent why valuation sits below comparable recent sales despite updates.
Nestled in the charming community of Old Palm Valley in the heart of Ponte Vedra Beach, this beautifully updated residence blends timeless elegance with modern comfort. Thoughtfully renovated throughout, the home features a gorgeous new kitchen with custom cabinetry, upgraded lighting, and premium appliances. The primary suite boasts a beautifully remodeled bath which is white and bright. The guest bath has been updated with stylish finishes. A spacious second-story bonus room with a full bath offers exceptional flexibility, making it ideal as a media loft, private home office, guest retreat, or creative workspace. Outdoors, a serene and elegant patio with a custom sitting wall provides the perfect setting for relaxation or entertaining. Lovingly maintained and meticulously cared for, this exceptional home has been thoughtfully updated and is ready to welcome new owners. The Old Palm Valley neighborhood in Ponte Vedra Beach is a single-family home community known for its massive, tree-canopied lots. The area offers a community park, a children's playground, deep lots & natural canopy.
What to check on this one
- Verify roof age and condition; 1996 home may need inspection for insurer requirements.
- Obtain flood zone designation and elevation certificate for this St. Johns County address.
- Request 4-point inspection (roof, HVAC, plumbing, electrical) given 30-year-old construction.
- Confirm HOA $68/mo covers what; request covenants and any pending special assessments.
- Get documentation of all renovations completed—permits, contractor info, warranties on systems.
- Verify plumbing type; homes from 1996 sometimes contain polybutylene piping.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $703,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:41 PM.
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