Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$331,990

423 NEWCASTLE Road, Palatka, FL 32177, Palatka, FL 32177

Nobles Crossing

Price
$331,990
Beds / Baths
4 / 2
Living area
1,812 sqft
Year built
2026
Type
Residential
Lot
1.09 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
75

$183/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to our Augusta plan in the Nobles Crossing Community! This thoughtfully designed residence offers the perfect blend of comfort, style, and quality construction. The new Nobles Crossing Community is ideal for families, first time buyers, or anyone looking for low maintenance living. You'll find an open concept layout with modern finishes, a bright and airy living space and a kitchen ready for entertaining. The owner's suite includes a private bath and walk in closet for your convenience. The three additional bedrooms provide flexibility for guests, children, or a home office. Throughout the home you'll find quality finishes and energy efficient construction that will add value and peace of mind.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for Palatka address.
  • Confirm builder warranty coverage terms, transferability, and what's included.
  • Review final grading, drainage, and lot survey to confirm no surprises at closing.
  • Request builder's homeowner insurance requirements and confirm your carrier will write it.
  • Verify all appliances, HVAC, and systems are operational and included in final walkthrough.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,723/mo
Property tax (1.1% eff., Putnam Co.)$304/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,319/mo

Loan $265,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WJH BROKERAGE FL LLC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 7:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.