Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$634,900

108 S ARABELLA Way, St. Johns, FL 32259

St Johns Forest

Price
$634,900
Beds / Baths
4 / 3
Living area
2,561 sqft
Year built
2012
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$247/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
75

$248/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This Providence pool home features 4 bedrooms 3 baths, an office. and a loft. Sitting on lovely Preserve lot. Desirable location in gated St Johns Forest. Office downstairs with french doors. Large Kitchen w/ Island is open to the Family Room which looks out on beautiful screened pool. Large primary bedroom, double tray ceiling, w/ensuite featuring shower and garden tub, double sinks and huge walk in closet. New Luxury Vinyl Plank flooring downstairs, new carpet upstairs, New AC 2026, Freshly painted interior and exterior. Leaded glass front door. Water Softener, Tankless Water Heater. Screened in pool with new pool motor, Led pool light. Kitchen features all stainless steel appliances that stay with the home. Garage includes wood shelving and Bike rack will stay. Ammenities are beautiful Clubhouse, playground, pool and tennis courts. Lots of shopping and restaurants in the area and convenient to 95. A + rated St Johns County Schools.

What to check on this one

  • Confirm flood zone designation and pull elevation certificate if AE/VE.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Request 4-point inspection report; roof is 14 years old.
  • Confirm AC unit warranty details; new unit installed 2026.
  • Obtain HOA/CDD covenants; verify pool/rental restrictions.
  • Review pool motor and LED light warranties and maintenance records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,294/mo
Property tax (1.1% eff., St. Johns Co.)$582/mo
Homeowners insurance (est.)$370/mo
HOA$247/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,660/mo

Loan $507,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 10:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.