Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$144,900

7920 MERRILL Road 411, Jacksonville, FL 32277

Merrill Pines

Price
$144,900
Beds / Baths
2 / 2
Living area
940 sqft
Year built
2006
Type
Condo
Lot
Garage
0
HOA
$239/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
69

WHY RENT when you can own this move-in-ready gem at a LOW MONTHLY PAYMENT? (see lender sheet in photos) Enjoy peace of mind with a 3-year-old HVAC system, and as an added bonus, the seller is offering the beautiful, gently used furnishings at no cost to the buyer (or will remove them prior to closing if preferred). Low HOA fees help keep monthly expenses affordable while residents enjoy a community pool and playground. The bright, open living area features expansive sliding glass doors that lead to a private balcony overlooking a tranquil pond. Just minutes from I-295 with easy access to the beaches, St. Johns Town Center, Jacksonville International Airport, and NS Mayport. Plus, a highly rated elementary school is within walking distance. Affordable, move-in ready, and packed with value--this is one you won't want to miss! Primary picture is AI staged furniture is not in the home and will not convey. Contact agent to learn about FHA and VA lending through Prosperity Home Mortgage.

What to check on this one

  • Verify actual flood zone designation (AE/VE) and obtain elevation certificate if applicable.
  • Request condo SIRS report, milestone inspection records, and reserve study status.
  • Confirm HOA financials, special assessments pending, and rental restriction policies.
  • Obtain 4-point inspection and wind-mitigation report (20-year-old condo standard).
  • Verify HVAC system age/warranty; request service records for pool/common systems.
  • Clarify which furnishings convey at closing and obtain written confirmation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$752/mo
Property tax (1.1% eff., Duval Co.)$133/mo
Homeowners insurance (est.)$292/mo
HOA$239/mo
All-in monthly (est.)$1,416/mo

Loan $115,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 9:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.