Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$490,000

232 LOS CAMINOS Street, St. Augustine, FL 32095

Las Calinas

Price
$490,000
Beds / Baths
5 / 4
Living area
2,823 sqft
Year built
2012
Type
Residential
Lot
0.25 ac
Garage
3
HOA
$66/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
21
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

Priced below market value! Short sale opportunity in St. Augustine with huge potential. This fixer-upper at 232 Los Caminos Drive already has several major updates completed, including a roof that is only 4 years old, HVAC that is only 1 year old, and an in-ground pool system replaced approximately 6 months ago. The home features a screened-in pool, first-floor primary bedroom, open kitchen with stainless steel appliances, and a 3-car garage. Bring your vision and take advantage of the opportunity to create equity in a desirable St. Augustine location. Property is being sold as-is and is subject to short sale/lender approval.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if AE/VE
  • Verify roof age documentation; confirm 4-year claim with inspector
  • Request HVAC maintenance records; confirm 1-year replacement date
  • Obtain pool equipment replacement receipts and service history (6 months ago)
  • Review HOA covenants for rental restrictions; clarify short-sale approval timeline
  • Schedule 4-point inspection before offer; confirm lender approval contingency terms

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,543/mo
Property tax (1.1% eff., St. Johns Co.)$449/mo
Homeowners insurance (est.)$292/mo
HOA$66/mo
All-in monthly (est.)$3,350/mo

Loan $392,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 11:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.