Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

85257 SAGAMORE Court, Fernandina Beach, FL 32034

Amelia Walk

Price
$459,000
Beds / Baths
4 / 3
Living area
2,262 sqft
Year built
2022
Type
Residential
Lot
Garage
3
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
77
Elementary
Yulee
Middle
Yulee
High school
Yulee

$203/sqft asking, vs a $255/sqft median across 1,090 closed sales in 32034 over the last 12 months — 20% below the area's closed prices. This home is priced 20% below the area average despite updated kitchen and finishes; ask the listing agent why the discount applies.

Located in peaceful cul-de-sac, this lovely 4 bedroom, 3 bath, 3 car garage home features open floor plan for easy entertaining. Large kitchen with 42'' white upper cabinets, gray quartz counter tops with island seating & extra storage, breakfast area and separate dining room. Family room is open and separates the primary suite, custom closet and bath with double vanities, separate bath, shower and water closet from two bedrooms with full bath in between. Front bedroom is private and has its own bath, great for guests or teen! Fenced in back yard is large with plenty of room for your own private pool.

What to check on this one

  • Confirm CDD bond payoff amount and remaining assessment term.
  • Verify exact flood zone designation and obtain elevation certificate if needed.
  • Request 4-point inspection report and wind-mitigation documentation from builder.
  • Review CDD and HOA governing documents for deed restrictions and rules.
  • Confirm builder warranty coverage details and transferability to new owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., Nassau Co.)$421/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,269/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.