Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,000

3316 SEA MARSH Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Fairway Oaks

Price
$449,000
Beds / Baths
2 / 2
Living area
1,500 sqft
Year built
1974
Type
Condo
Lot
Garage
0
HOA
$95/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
86

$299/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 26% below the area's closed prices. This villa is priced 26% below comparable sales, likely reflecting its as-is condition and the deferred updates needed to bring it to market standard.

Bring your Amelia Island dreams to life in this desirable end-unit villa in Fairway Oaks, brimming with potential and ready for your personal touch. This spacious villa offers scenic golf course views from multiple vantage points, creating a peaceful backdrop for everyday living. The private primary suite features a sitting area, ensuite bathroom, and an oversized closet with the potential to be converted into a bunk room, office, or additional flexible space. The second bedroom enjoys convenient access to a spacious guest bathroom, providing comfort and privacy for family and visitors alike. The extended living area offers abundant space for relaxing and entertaining, while the efficient galley kitchen is designed for functionality and is complemented by a wet bar in the dining area. There is also an opportunity to add a patio, enhancing the outdoor living experience and creating the perfect spot to enjoy the Florida sunshine. Located within the Amelia Island Plantation community. Residents enjoy access to exceptional amenities including dining, shopping, nature trails, beaches, and kayaking. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this villa offers outstanding flexibility with permitted short-term rentals. Start enjoying the Amelia Island resort lifestyle today!

What to check on this one

  • Verify condo milestone/SIRS reports and reserve study status for 52-year-old building
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Review HOA documents for rental restrictions and short-term-rental eligibility rules
  • Get roof age and last replacement date; confirm current insurance eligibility
  • Inspect plumbing type (polybutylene/cast-iron common in 1974 builds—replacement cost)
  • Obtain HOA financial statements and ask about pending special assessments

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,330/mo
Property tax (1.1% eff., Nassau Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$95/mo
All-in monthly (est.)$3,129/mo

Loan $359,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER THE AMELIA GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 4:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.