Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,900

1586 HARVEST COVE Drive, Middleburg, FL 32068

Barrington Estates

Price
$299,900
Beds / Baths
3 / 2
Living area
1,263 sqft
Year built
2005
Type
Residential
Lot
0.23 ac
Garage
2
HOA
$52/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
58

Well-maintained 3-bedroom, 2-bath home with ample living space and several major updates already completed. The roof is only a few months old, the HVAC was replaced in 2025, and the hot water heater is less than one year old. Inside, you'll find tile flooring throughout with no carpet, knockdown ceilings, and a spacious owner's suite featuring a garden tub/shower combination. A pull-down attic ladder provides easy access to additional storage. The garage, front patio, and back patio all feature durable epoxy-coated floors, adding both style and functionality. Step outside to an oversized backyard with partial fencing and plenty of room for outdoor activities, entertaining, pets, or future improvements. Conveniently located near shopping, restaurants, schools, and major roadways, this move-in-ready home offers a great combination of comfort, updates, and value. Schedule your showing today! **BACK ON MARKET***

What to check on this one

  • Verify roof installation date and warranty documentation from contractor.
  • Confirm 2025 HVAC replacement with service records and transferable warranty.
  • Request HOA covenants, rules, and 12-month financials/reserve study.
  • Obtain flood zone determination letter from Clay County or FEMA map.
  • Confirm hot water heater age and warranty details in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,556/mo
Property tax (1.1% eff., Clay Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$52/mo
All-in monthly (est.)$2,175/mo

Loan $239,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 11:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.