Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,900

186 COVERED CREEK Drive, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Riverwood By Del Webb

Price
$359,900
Beds / Baths
2 / 2
Living area
1,290 sqft
Year built
2018
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$245/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
75

$279/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the very best of Northeast Florida living in Del Webb Ponte Vedra, one of the area's premier active adult communities. Ideally positioned near the community's back entrance and just moments from the kayak launch along the Intracoastal Waterway, this exceptional home offers the perfect blend of convenience, recreation, and resort-style living. Whether you're searching for a seasonal retreat or a year-round residence, you'll love the unmatched lifestyle that Del Webb Ponte Vedra provides. Residents enjoy a maintenance-free environment with access to world-class amenities including resort-style indoor and outdoor pools, a state-of-the-art fitness center, tennis and pickleball courts, miles of walking and biking trails, social clubs, hobby groups, and a full calendar of activities designed to keep you as active and engaged as you choose. The community's golf cart-friendly design allows easy access to nearby shopping, restaurants, medical facilities, and everyday conveniences, while the beautiful beaches of Ponte Vedra and historic downtown St. Augustine are just a short drive away. Spend your mornings kayaking the Intracoastal, afternoons enjoying golf, pickleball, or the clubhouse, and evenings dining at some of the area's finest restaurants. Offering an exceptional combination of luxury, privacy, and vibrant community living, this home presents an outstanding opportunity to enjoy the Florida lifestyle you've been dreaming of.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA rules on rentals, leases, and short-term occupancy limits.
  • Review Del Webb CC&Rs for age restrictions and transfer/resale requirements.
  • Inspect roof condition and obtain age documentation; verify insurer will cover.
  • Confirm 2018 HVAC/plumbing materials and service records available.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,867/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$245/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,901/mo

Loan $287,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 5:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.