Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$268,000

137 KERRY Drive, Satsuma, FL 32189, Satsuma, FL 32189

St Johns Riverside

Price
$268,000
Beds / Baths
2 / 2
Living area
1,560 sqft
Year built
2023
Type
Residential
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
76

$172/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to waterfront living! MOTIVATED SELLER Built in 2023 and ready for you to start enjoying waterfront living! This beautifully maintained 2-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and low-maintenance living on a peaceful canal with access to Dunns Creek and the St. Johns River. Step inside to find an inviting open floor plan with soaring 9-foot ceilings, a spacious living area, and plenty of storage throughout. The screened porch provides the perfect spot for morning coffee, relaxing evenings, or enjoying the peaceful water views. Outside, the fully fenced yard features a shed with electricity, pump house, and private dock with approximately 63 feet of waterfront--perfect for fishing, boating, or simply enjoying the beauty of Florida's waterways. Whether you're looking for a year-round residence, a weekend getaway, or a place to enjoy the boating lifestyle, this newer waterfront home offers the opportunity to start living the Florida dream toda

What to check on this one

  • Verify actual flood zone designation with county—unknown status blocks insurance/financing.
  • Confirm manufactured home title is clear and mobile home park rules allow permanent residency.
  • Get survey or deed showing exact waterfront footage and dock/riparian rights.
  • Inspect dock structural condition, permits, and any required state/county certifications.
  • Obtain elevation certificate if in AE/VE flood zone; required for lender and insurance.
  • Verify septic system capacity, recent inspection, and pumping history for 2-bed occupancy.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,391/mo
Property tax (1.1% eff., Putnam Co.)$246/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,929/mo

Loan $214,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 6:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.