Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$234,900

6396 AMHERST Avenue, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Highridge Estates

Price
$234,900
Beds / Baths
3 / 2
Living area
1,227 sqft
Year built
2026
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
76

$191/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this stunning new construction 3-bedroom, 2-bathroom home designed with modern comfort and everyday functionality in mind. From the moment you step inside, you'll appreciate the clean lines, thoughtful layout, and quality finishes throughout. The open living space is bright and inviting, featuring durable LVP flooring. The kitchen is a true centerpiece, showcasing stylish shaker cabinets paired with elegant quartz countertops--offering both beauty and practicality for cooking, entertaining, and daily living. The spacious primary suite provides a comfortable retreat with a well-appointed ensuite bathroom, while the additional two bedrooms are perfect for family, guests, or a home office setup. Both bathrooms are designed with modern finishes for a fresh, cohesive feel. Outside, the home includes a convenient 1-car carport, providing covered parking and added protection from the elements. Perfectly blending modern design, this move-in-ready home is an excellent opportunity.

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser—impacts insurance and future resale.
  • Confirm builder warranty details, coverage period, and transferability to next owner.
  • Request final walkthrough within 48 hours of closing to confirm all agreed items completed.
  • Verify homeowners insurance quote—new construction in Clay County; confirm replacement cost coverage.
  • Review site plan and easements; confirm property lines match legal description.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., Clay Co.)$215/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,726/mo

Loan $187,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JULIE MORROW PREMIER REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.