Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$32,900

4679 OAK MOSS Loop, Middleburg, FL 32068, Middleburg, FL 32068

Pine Ridge

Price
$32,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.2 ac
Garage
0
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
64

INVESTOR ALERT!!!! 80 X 110 (approx) vacant residential lot in HIGHLY DESIRABLE PINE RIDGE PLANTATION, across form CLAY CHARTER ACADEMY. Pine Ridge Amenities include Basketball Court, Clubhouse, Fitness Center, Jogging Paths, Pickleball, Playground, Pool, Tennis Court(s), and more! Corporate Seller requests CASH ONLY, and makes no representations regarding condition, utilities, zoning, and/or building requirements. Buyer should confirm and perform any/all due diligence prior to submitting offer. PARCEL APPEARS TO HAVE GOPHER TORTOISE BURROWS, AND BUYER WILL BE RESPONSIBLE FOR VERIFYING SAME, AND ANY MITIGATION, REMOVAL, OR RELOCATION NEEDED. Parcel ID # 30-04-25-008069-012-88

What to check on this one

  • Verify lot is buildable: zoning, setbacks, utility access, septic/well feasibility.
  • Confirm flood zone designation and elevation certificate requirement.
  • Gopher tortoise burrows present—obtain Florida Fish & Wildlife assessment and mitigation costs.
  • Obtain CDD bond payoff amount and verify $7/mo HOA covers all amenities.
  • Survey property lines and confirm utilities available at lot boundary.
  • Request all development requirements from Clay County and builder impact fees.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$171/mo
Property tax (1.1% eff., Clay Co.)$30/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$667/mo

Loan $26,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AMERICAN REAL ESTATE SOLUTIONS LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 8:40 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.